We are definitely living in strange times, with a year of pandemic, microscopically low interest rates, a soaring stock market and everybody walking around looking like bank robbers. And so there were bound to be odd distortions in different sectors of the economy. One of the most interesting is found in the U.S. housing market, [...]
There is no shortage of diet books and online advice about what to eat (avoid sugar, lose weight with the Keto diet, drop gluten from your dinner table) but all of this information is generic, offered to everybody, and you, reading this, are an individual, with your own unique biochemistry. It’s possible that some of [...]
From January through October of last year, there were 900 million fewer international tourists from the same period the year before—due, of course, to the global pandemic travel restrictions. That’s not especially catastrophic for the U.S. economy, since travel and tourism represents only 2.8% of U.S. GDP. But what about the Philippines, where international tourists [...]
There’s a lot to unpack in the newly-passed, newly-signed American Rescue Plan bill, beyond the fact that the government is once again sending checks out to American families. The goal is to help relieve the economic suffering caused by the COVID pandemic in a variety of sectors. The relief bill makes unemployment benefits more generous, [...]
Last week, Tony Jones sat down with Regina Rembert, founder and CEO of BuyVet, for a LiveBroadcast interview, where she shared her experience as a veteran and businesswoman. Regina spent 22 years in the military, serving active duty and reserve for the US Army. The majority of her experience was in the Army Reserve, where [...]
A lot has been written about the advent of online banking, with the ability to deposit checks through an app and earn significantly higher interest on whatever you deposit. But the other side of the trend is that it is becoming increasingly hard to find a convenient local bank branch. A recent report by the [...]
A friend or relative asks you to be their executor of estate. What, exactly, are they asking you to do? An article on the NerdWallet website offers many detailed insights into the scope of the task that you would be taking on, and it is clearly not for the faint of heart. The executor has [...]
One of the most common educational props in the financial planning world is something known as the Callan Periodic Table of Investment Returns. The table is constructed in various ways—either with annual returns, or monthly returns—but the result for those shorter time periods is always the same and vividly illustrated. As you can see from [...]
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One of the bellwether indicators of the health of the U.S. economy is automotive sales; when Americans are feeling confident and financially secure, they are more inclined to buy a new car than when they’re pessimistic and financially strapped. The last time we experienced a recession, back starting in 2008, auto sales fell from well [...]
