Deciding when to retire is very important for most individuals because there are consequences if done too early or too late. It is often not easy to re-enter the workforce after retiring too early, and you may lose important seniority, benefits, tenure, etc. Retiring too late could cost important time with loved ones, risk health-related issues, or shorten the time you have to enjoy what you’ve built. We help clients balance safety, security, and quality of life in their retirement planning decisions.

We understand that your goal isn’t to be the richest person in the graveyard, but you should be able to live and give without fear. One of the most beneficial side effects of having a financial plan is that it can give you the confidence that you won’t run out of money in retirement, the courage to give more in the short term, and the satisfaction of seeing your gifts make a difference in the long term. 

With proper planning and preparation, you should be able to retire knowing you’re prepared for most of what life may throw at you. The peace of mind that comes with preparation yields a better quality of life so that you can worry less and spend more time with the ones you love.