Top New Digital Tools for Small Businesses Technology has not just shrunk the tools we use, but it has allowed small businesses the power to operate like a big business. These tools can help small businesses get better organized, efficiently manage their finances, or support customer service and win new business. NEW DIGITAL TOOLS THAT […]
Errors and Omissions Insurance Errors and Omissions (E&O) insurance has many names. For some healthcare professionals, it’s called malpractice insurance. For lawyers, it may be called professional liability insurance. Whatever name it goes by, E&O insurance is designed to protect you or your company from potential financial damages that may arise from a client holding […]
Gun Ownership and Your Homeowners Policy If you own a gun, you need to consider whether you are covered in the event the gun is stolen or destroyed and protected against any potential liability should your firearm cause an injury. Gun ownership is a big responsibility and having the proper insurance coverage is an important […]
President Trump’s Unlikely Victory With the election of President Donald Trump, you are advised to prepare for a wild ride in the investment markets; indeed, the markets are already turning sharply negative due to the uncertainties ahead. Will the new President really build an expensive wall across our Southern border? Will he introduce legislation that […]
Tax Rules When Selling Your Home – How the gains from the sale of a primary residence are taxed has changed in recent years. If you have recently sold your home, or are considering doing so, you may want to be aware of these new rules. HOME SALE If you owned and lived in your home […]
Fallen Tree Damage—Who Pays? – As a homeowner, are you responsible for the damage caused by a tree on your property that hits your neighbor’s home or other insured structure, such as a garage or shed? In most cases, the answer is “no.” When such damage occurs to your neighbor’s home due to forces outside your […]
Whither Brexit? More than three months after British voters elected to extricate their economy from the European Union, Brexit still hasn’t actually happened. What’s going on? Apparently nothing more than a careful process designed to minimize damage on both sides of the English Channel. British Prime Minister Theresa May recently announced a target of late […]
Taxes Up (but not so much as you might think…) If you think taxes are higher than their historical rates, well, it depends on how far back in history you’re comparing them to. Take a look at the accompanying chart, which shows tax revenue as a percent of total national income for four countries—France, Sweden, […]
A Slow Decline in Readers Do you read printed books occasionally? If you do, you’re still in the majority, but a declining one. As you can see from the accompanying chart below, 73% of American adults have read at least one book in the last 12 months, down from 79% in 2011. 65% of us […]
Will Your Morning Cup of Coffee Make You Healthier? If you drink coffee habitually, you’ll like this. A new study monitored the coffee intake of 208,500 men and women over the course of 30 years, and found that people who drink coffee in moderation (fewer than five cups a day) received a number of significant […]
