Budgeting is probably one of the most basic foundational elements of financial planning. Anyone can make a budget. All it requires is a little bit of planning, tracking, and most importantly, self-control. While anyone is capable of creating a budget, not everyone can stick to it. If you’re someone that’s struggled to stick to a [...]
Recently started a new job or considering a career change? You may be wondering what this means for your retirement savings under your current employer’s plan. Or maybe it hasn’t crossed your mind. If that’s the case, then here is a sign that you should at least consider the alternatives before deciding to do nothing with [...]
In light of recent social and environmental movements that have occurred since the start of 2020, ESG investing has seen an exponential increase in popularity. More and more people are fighting for causes like climate change, social justice, and equal pay as shortcomings and unjust practices of many companies and systems are coming to light. [...]
Some individuals believe that return on investment shouldn’t be the only criterion for how they invest their money. For them, the social impact of investing is just as important – perhaps more important. The history of socially responsible investing stretches as far back as the mid-18th century, but its more modern form began taking shape [...]
Many investors are looking to build a portfolio that reflects their socially responsible values while giving them the potential for solid returns. That’s where SRI Investing, Impact Investing, and ESG Investing may play a role. In the past, some investors regarded these investment strategies as too restrictive. But over time, improved evaluative data and competitive [...]
Interest in making an impact with one’s investments has grown in recent years, which means many investors may have an increased interest in environmentally or socially focused investments as well. In fact, impact investments account for $502 billion of managed investments worldwide, with 58% held in North America. 1 What are Impact Investments? Impact investments [...]
The 4 Routes of Money When it comes to managing money, one generally has four options: save, spend, donate, or invest. These may not seem like a lot of options; however, a majority of people are only spending their money or have no idea how to start implementing the other three choices. People are not [...]
Having a good credit score benefits you in more ways than you may know. If your score isn’t where you want it to be, there are many incentives to making efforts to improve your credit score. Unfortunately, having a bad credit score doesn’t just mean you’ll pay higher interest rates on your next loan. It [...]
Paying for college is a huge challenge for most students and families in the United States as tuition and education expenses continue to rise each year. What’s worse is that many people end up paying more back in student loans by not utilizing resources that are available to them. The high school class of 2017, [...]
For some, the worst part about traveling can be the financial fears that come with it. How will I afford this vacation or extended trip? What if I go over my budget? What’s the best way to save if I don’t know how long I’ll be staying? Dylan Pollock, COO and Financial Coach at R&D [...]
