Recently started a new job or considering a career change? You may be wondering what this means for your retirement savings under your current employer’s plan. Or maybe it hasn’t crossed your mind. If that’s the case, then here is a sign that you should at least consider the alternatives before deciding to do nothing with [...]
In light of recent social and environmental movements that have occurred since the start of 2020, ESG investing has seen an exponential increase in popularity. More and more people are fighting for causes like climate change, social justice, and equal pay as shortcomings and unjust practices of many companies and systems are coming to light. [...]
The 4 Routes of Money When it comes to managing money, one generally has four options: save, spend, donate, or invest. These may not seem like a lot of options; however, a majority of people are only spending their money or have no idea how to start implementing the other three choices. People are not [...]
Having a good credit score benefits you in more ways than you may know. If your score isn’t where you want it to be, there are many incentives to making efforts to improve your credit score. Unfortunately, having a bad credit score doesn’t just mean you’ll pay higher interest rates on your next loan. It [...]
Paying for college is a huge challenge for most students and families in the United States as tuition and education expenses continue to rise each year. What’s worse is that many people end up paying more back in student loans by not utilizing resources that are available to them. The high school class of 2017, [...]
For some, the worst part about traveling can be the financial fears that come with it. How will I afford this vacation or extended trip? What if I go over my budget? What’s the best way to save if I don’t know how long I’ll be staying? Dylan Pollock, COO and Financial Coach at R&D [...]
Stimulus checks are still front page headlines. Did you know you may qualify for more through the Child Tax Credit Program? According to current law, a person must be a U.S. citizen with a social security number and not dependent on another taxpayer to receive a stimulus check. Individuals are also subject to the following [...]
If you are a small business owner or planning to become one, retirement planning for both you and your employees should be a big consideration. Small business owners are not required to offer retirement services to employees. According to data collected by SCORE in 2019, companies with ten or less employees are the least likely [...]
No matter how far away you are from retirement, there are simple ways for you to step up your savings at any point. Especially if you’re in your 20’s or 30’s, you have plenty of time left to implement smart saving strategies to set yourself up for a successful retirement. Kevin Lao, certified financial planner, [...]
Looking for a new career or wanting to start a business? Maybe it’s something you’ve been considering for a while, but never knew where to start. Or maybe you’re a little too eager to dive right into your next professional venture. Considering all of the factors involved — family, location, money — there’s undoubtedly a [...]
