Standard Retirement Plan

Retirement planning is the act of evaluating all of your assets, liabilities, goals, and then making a plan to make sure that you can live the way that you want to without having to worry about running out of money before you die.  Furthermore, once we accomplish that first goal, we want to make sure that we get the most out of what you have worked hard to accumulate for you and those you love. For instance, most retirees will have Social Security and the average couple may be able to draw an additional $100,000-200,000 in additional benefit by selecting their optimal claiming strategy.  Furthermore, many of these strategies have the added benefit of protecting you better from the risk of running out of money before you die.

Beyond Social Security Optimization, we help our clients understand how their assets will provide income and security in their golden years, which adds more value (this number is highly dependent on the amount accumulated) and significant peace of mind in understanding how everything will actually/practically work to provide their specific retirement reality.

Who needs a Standard Retirement Plan?

Generally, most people would benefit from a retirement plan because it would help them decide when to retire, what to expect, and how to optimize their resources.

When viewed from the perspective that this plan, or lack of one, will be with the retiree for the rest of their life, even low-income individuals/households would significantly benefit.

However, increased complexity and savings levels will increase the value of our retirement plans and thus we believe that the ideal candidate for our Basic Retirement Plan would be individuals/households with assets over $75,000 that also still have their Social Security elections to make.

Our basic plan helps you to visualize what your retirement will look like, whether your plan is likely to work, and helps you to implement important optimization strategies.

How can we help?

We specialize in helping our clients plan for retirement and we have invested extensively in providing the highest quality advice:

We will provide you with a basic retirement plan that will help you understand your situation, identify your goals, and evaluate your chances of success.  From there, we will be able to help you find a solution that will work to optimize your resources towards your retirement objectives.  Lastly, we will help you to understand how you will actually implement our advice so that you can put your plan into action.  Your plan will include:

• Social Security Optimization calculation/plan.

• Simple review of pension options.

• Complete retirement plan stress testing and illustration:

• Cash-Flow Analysis and Income Plan.

• Retirement Summary with the probability of success.

• Simple plan feedback and optimization suggestions.

• 1 Discovery and Strategy Meeting.

• 1 Plan Delivery and Implementation Meeting.